As I mentioned before in previous post. I have a dilemma with Paypal….Actually, let me explain what happened. I have a little program setup with paypal where they would take out money weekly to pay my bills. I had a jewelry website open, etsy and ebay so bills were constantly coming in. One week I called up my cellphone company to pay a bill using my checkings. I completely forgot about Paypal having to automatically take out money from my bank account because I was so used to not having to do it myself. So when Paypal did go to take the money out of my account, there was nothing in it. The first day this happened I saw it. My bank had covered it by taking money out of my savings and paying Paypa. Then adding a -$25 fee for it. I paid the $25 fee and I canceled my subscription & put my jewelry on hold with paypal so I could manually pay my bills. After that, I thought I was done.
Well about 2 weeks later I check my Paypal and saw that it was an astounding -$500+. I looked through my history and saw that paypal had literally went into my bank account about 5 times everyday trying to get out that money and every time it was declined. I immediately went to my bank account to see what damage had been done. When I tell you that I was livid I mean, I was PISSED! My account was -$1,500. All of my savings money, GONE. I tried calling Paypal every single day, every time the customer service hung up on me. I wrote letters, I wrote complaints, everything I could until I realized it was a losing battle. So I froze my account so nothing else would come out of there. Had to permanently stop my jewelry line, couldn’t afford to buy anything. After that I just didn’t know what to do. 2 months ago I started paying my bank off $50 a month to get out of the debt. So right now I only owe them $1400.
I have no problem paying off my bank, I really like them and it teaches me how to save and a valuable lesson of paying my own bills instead of depending on the system. As for paypal I thought about it and said to myself…I am REFUSE to pay for this out of my hard earned paycheck or anything I earn outside of life so I said I’m not going to pay it. I did a little research on people who owed Paypal and they all said it went to the collections agency and it counts toward their credit report, etc. I said to myself well I could easily pay it off when it comes to that.
Right around that time I had that m mindset my sister had been bothering me about her credit report and how important it is for moving and getting a car because she have bad credit from loans and overdue bills. Then she started telling me about this book she bought that tells her all of these sites that give you free money and the sites that she told me about…I already knew about. So I dug a little in memory lane and remembered when I signed up for the site CashCrate.com and how they used to mail me $10 to $20 every week for free when I was younger.
So I signed up for the site and decided that I will be using the money I earn up there to pay off my Paypal debt. So I calculated if I accumulate $4 everyday by the end of this year I will have $800+. $500 to Paypal and $300 to myself. So thats the plan. So far I have earn $17 in 5 days. I’m going to have to take a step away from it on the count of I have studying and things to do these past 2 weeks. But if anyone wants to join me in making money or if you need help I’ll gladly help you. The site its self is 100% legit you just have to know what you are doing when it comes to surveys. Some days can be hard to earn money and sometimes you will do a survey and it wont even count toward your money but you have to keep pushing on.
If you do decide to join please join using my link. I would very much appreciate it an it would definitely help me get out of debt. Thank you!